{"id":1155,"date":"2016-02-02T17:17:40","date_gmt":"2016-02-02T16:17:40","guid":{"rendered":"https:\/\/www.acecredit.fr\/fr\/actualites\/achat-en-couple-que-se-passe-t-il-quand-un-seul-concubin-rembourse_-n.html"},"modified":"2020-07-28T15:33:05","modified_gmt":"2020-07-28T13:33:05","slug":"achat-en-couple-que-se-passe-t-il-quand-un-seul-concubin-rembourse_-n","status":"publish","type":"post","link":"https:\/\/www.acecredit.fr\/fr\/actualites\/achat-en-couple-que-se-passe-t-il-quand-un-seul-concubin-rembourse_-n.html","title":{"rendered":"Achat en couple : que se passe-t-il quand un seul concubin rembourse ?"},"content":{"rendered":"<p><strong>Quelle est la r\u00e8gle commune ?<\/strong><br \/>\nLes couples non mari\u00e9s et non pacs\u00e9s qui d\u00e9cident d&rsquo;acheter un bien immobilier ach\u00e8tent g\u00e9n\u00e9ralement en indivision. Au moment de la signature de l&rsquo;acte de vente, ils d\u00e9cident de la proportion de propri\u00e9t\u00e9 de chacun. Cela peut \u00eatre du 50\/50, tout comme du 30\/70. Cela signifie qu&rsquo;en cas de s\u00e9paration et de revente, chaque concubin r\u00e9cup\u00e9rera la proportion d\u00e9cid\u00e9e au moment de l&rsquo;achat.<\/p>\n<p>Mais voil\u00e0, dans le quotidien du m\u00e9nage, un seul des concubins a pu \u00eatre amen\u00e9 \u00e0 rembourser les traites du cr\u00e9dit mois apr\u00e8s mois. D\u00e8s lors, ce dernier peut pr\u00e9tendre \u00e0 une plus grande proportion en fonction de sa participation financi\u00e8re. Il faut pour cela qu&rsquo;il soit en mesure de le prouver, dossier \u00e0 l&rsquo;appui.<\/p>\n<p><strong>Et les exceptions \u00e0 la r\u00e8gle existent !<\/strong><br \/>\nMais cela ne fonctionne pas toujours de cette fa\u00e7on. En effet, la Cour de cassation, saisie pour un cas similaire, a statu\u00e9 autrement en janvier 2016, consid\u00e9rant que le remboursement du cr\u00e9dit \u00e9tait une d\u00e9pense de la vie courante, au m\u00eame titre que les factures de gaz, d&rsquo;\u00e9lectricit\u00e9, de t\u00e9l\u00e9phone, des courses alimentaires, l&rsquo;\u00e9cole des enfants, etc.<\/p>\n<p>Cela vaut \u00e9galement pour des travaux. Ils sont g\u00e9n\u00e9ralement consid\u00e9r\u00e9s comme d\u00e9penses exceptionnelles et peuvent venir grossir la proportion de propri\u00e9t\u00e9 du concubin qui les aurait financ\u00e9s seul. Toutefois, l\u00e0 encore, en 2012, la Cour avait consid\u00e9r\u00e9 qu&rsquo;il s&rsquo;agissait de d\u00e9penses li\u00e9es \u00e0 la vie du couple. Il n&rsquo;est pas possible de faire de g\u00e9n\u00e9ralit\u00e9, car ces d\u00e9cisions tiennent du cas par cas.<\/p>\n<p>La pr\u00e9sence d&rsquo;enfants au sein du couple et les situations professionnelles des concubins au moment de l&rsquo;achat et de la revente influent \u00e9galement sur ces d\u00e9cisions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En pleine s\u00e9paration ou sur le point de faire un achat immobilier \u00e0 deux, vous vous posez certainement quelques questions sur votre cr\u00e9dit. Par exemple, si vous \u00eates seul \u00e0 payer les mensualit\u00e9s de remboursement du cr\u00e9dit immobilier, cela signifie-t-il qu\u2019en cas de revente, vous pouvez pr\u00e9tendre \u00e0 plus que ce qui \u00e9tait initialement pr\u00e9vu\u00a0? Explications\u2026<\/p>\n","protected":false},"author":4,"featured_media":1156,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Achat en couple : que se passe-t-il quand un seul concubin rembourse ? - Ace Cr\u00e9dit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.acecredit.fr\/fr\/actualites\/achat-en-couple-que-se-passe-t-il-quand-un-seul-concubin-rembourse_-n.html\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Achat en couple : que se passe-t-il quand un seul concubin rembourse ? - Ace Cr\u00e9dit\" \/>\n<meta property=\"og:description\" content=\"En pleine s\u00e9paration ou sur le point de faire un achat immobilier \u00e0 deux, vous vous posez certainement quelques questions sur votre cr\u00e9dit. Par exemple, si vous \u00eates seul \u00e0 payer les mensualit\u00e9s de remboursement du cr\u00e9dit immobilier, cela signifie-t-il qu\u2019en cas de revente, vous pouvez pr\u00e9tendre \u00e0 plus que ce qui \u00e9tait initialement pr\u00e9vu\u00a0? 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